APY = Annual Percentage Yield. Rates effective as of 07/29/2022. Fees may reduce earnings.
Checking/Savings Accounts
Interest Checking and Business Interest Checking - $1,000 minimum balance
Mortgage Loans
Business STAR Plus
Tier |
APY |
Interest Rate |
$2,500 - $49,999 |
0.86% |
0.86% |
$50,000 - $99,999 |
0.92% |
0.92% |
$100,000 - $249,999 |
0.97% |
0.97% |
$250,000 - $449,999 |
1.02% |
1.02% |
$500,000 - $999,999 |
1.07% |
1.07% |
$1 Million + |
1.12% |
1.12% |
IRAs - Traditional, Roth, & HSA
Tier |
APY |
Interest Rate |
5 Year IRA |
1.72% |
1.71% |
4 Year IRA |
1.62% |
1.61% |
18 Month IRA |
1.37% |
1.36% |
1 Year IRA |
1.32% |
1.31% |
IRA Variable |
1.32% |
1.31% |
Coverdell Ed. Savings |
1.72% |
1.71% |
IRA Variable - rate subject to change at any time.
Certificates of Deposit (CDs)
Term |
Balance |
APY |
Interest Rate |
5 Year |
$1,000 |
1.72% |
1.71% |
4 Year |
$1,000 |
1.62% |
1.61% |
42 Month Bump-Up |
$1,000 |
1.57% |
1.56% |
3 Year |
$1,000 |
1.52% |
1.51% |
30 Month |
$1,000 |
1.47% |
1.46% |
2 Year |
$1,000 |
1.42% |
1.41% |
18 Month |
$1,000 |
1.37% |
1.36% |
1 Year |
$1,000 |
1.32% |
1.31% |
182 Day |
$1,000 |
1.21% |
1.21% |
90 Day |
$1,000 |
1.22% |
1.21% |
Substantial penalty for early withdrawal. Subject to availability. APY is based on the assumption the periodic interest payment is added back to your CD balance.
College Fund
Interest Rate |
APY |
1.71% |
1.72% |
STAR Plus
Tier |
APY |
Interest Rate |
$2,500 - $49,000 |
0.86% |
0.86% |
$50,000 - $99,999 |
0.92% |
0.92% |
$100,000 - $249,999 |
0.97% |
0.97% |
$250,000 - $499,999 |
1.02% |
1.02% |
$500,000 - $999,999 |
1.07% |
1.07% |
$1 Million + |
1.12% |
1.12% |