APY = Annual Percentage Yield. Rates effective as of 8/29/2019. Fees may reduce earnings.
Checking/Savings Accounts
Interest Checking and Business Interest Checking - $1,000 minimum balance
Tier |
APY |
Interest Rate |
$2,500 - $49,999 |
0.51% |
0.51% |
$50,000 - $99,999 |
1.01% |
1.01% |
$100,000 - $249,999 |
1.27% |
1.27% |
$250,000 - $449,999 |
1.27% |
1.27% |
$500,000 - $999,999 |
1.27% |
1.27% |
$1 Million + |
2.00% |
2.00% |
IRAs - Traditional, Roth, & HSA
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Tier |
APY |
Interest Rate |
5 Year IRA |
2.13% |
2.12% |
4 Year IRA |
1.94% |
1.93% |
18 Month IRA |
1.25% |
1.25% |
1 Year IRA |
1.25% |
1.25% |
IRA Variable |
1.21% |
1.20% |
Coverdell Ed. Savings |
2.01% |
2.00% |
IRA Variable - rate subject to change at any time.
Certificates of Deposit (CDs)
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Term |
Balance |
Interest Rate |
APY |
5 Year |
$1,000 |
2.02% |
2.03% |
5 Year |
$20,000 |
2.12% |
2.13% |
4 Year |
$1,000 |
1.83% |
1.84% |
4 Year |
$20,000 |
1.93% |
1.94% |
42 Month Bump-Up |
$1,000 |
1.76% |
1.77% |
42 Month Bump-Up |
$20,000 |
2.01% |
2.02% |
3 Year |
$1,000 |
1.67% |
1.68% |
3 Year |
$20,000 |
1.87% |
1.88% |
30 Month |
$1,000 |
1.67% |
1.68% |
30 Month |
$20,000 |
1.87% |
1.88% |
2 Year |
$1,000 |
1.67% |
1.68% |
2 Year |
$20,000 |
1.87% |
1.88% |
18 Month |
$1,000 |
1.11% |
1.11% |
18 Month |
$20,000 |
1.25% |
1.25% |
1 Year |
$1,000 |
1.11% |
1.11% |
1 Year |
$20,000 |
1.25% |
1.25% |
182 Day |
$1,000 |
1.11% |
1.11% |
182 Day |
$20,000 |
1.25% |
1.25% |
90 Day |
$1,000 |
1.11% |
1.11% |
90 Day |
$20,000 |
1.25% |
1.26% |
Substantial penalty for early withdrawal. Subject to availability. APY is based on the assumption the periodic interest payment is added back to your CD balance.
College Fund
Interest Rate |
APY |
2.00% |
2.01% |
STAR PLUS
Tier |
APY |
Interest Rate |
$2,500 - $49,000 |
0.51% |
0.51% |
$50,000 - $99,999 |
1.01% |
1.01% |
$100,000 - $249,999 |
1.27% |
1.27% |
$250,000 - $499,999 |
1.27% |
1.27% |
$500,000 - $999,999 |
1.27% |
1.27% |
$1 Million + |
2.00% |
2.00% |