APY = Annual Percentage Yield. Rates effective as of 1/16/2023. Fees may reduce earnings.
Checking/Savings Accounts
Interest Checking and Business Interest Checking - $1,000 minimum balance
Mortgage Loans
Business STAR Plus
Tier |
APY |
Interest Rate |
$2,500 - $49,999 |
1.17% |
1.16% |
$50,000 - $99,999 |
1.23% |
1.22% |
$100,000 - $249,999 |
1.28% |
1.27% |
$250,000 - $449,999 |
1.86% |
1.84% |
$500,000 - $999,999 |
1.89% |
1.87% |
$1 Million + |
2.06% |
2.04% |
IRAs - Traditional, Roth, & HSA
Tier |
APY |
Interest Rate |
5 Year IRA |
2.28% |
2.26% |
4 Year IRA |
2.13% |
2.11% |
18 Month IRA |
1.87% |
1.86% |
1 Year IRA |
4.84% |
4.75% |
IRA Variable |
1.32% |
1.31% |
Coverdell Ed. Savings |
2.28% |
2.26% |
IRA Variable - rate subject to change at any time.
Certificates of Deposit (CDs)
Term |
Balance |
APY |
Interest Rate |
5 Year |
$1,000 |
2.28% |
2.26% |
4 Year |
$1,000 |
2.13% |
2.11% |
42 Month Bump-Up |
$1,000 |
2.08% |
2.06% |
3 Year |
$1,000 |
4.06% |
4.00% |
30 Month |
$1,000 |
1.97% |
1.96% |
2 Year |
$1,000 |
1.92% |
1.91% |
18 Month |
$1,000 |
1.87% |
1.86% |
1 Year |
$1,000 |
4.84% |
4.75% |
182 Day |
$1,000 |
1.72% |
1.71% |
90 Day |
$1,000 |
1.72% |
1.71% |
Substantial penalty for early withdrawal. Subject to availability. APY is based on the assumption the periodic interest payment is added back to your CD balance.
College Fund
Interest Rate |
APY |
2.26% |
2.28% |
STAR Plus
Tier |
APY |
Interest Rate |
$2,500 - $49,000 |
1.17% |
1.16% |
$50,000 - $99,999 |
1.23% |
1.22% |
$100,000 - $249,999 |
1.28% |
1.27% |
$250,000 - $499,999 |
1.86% |
1.84% |
$500,000 - $999,999 |
1.89% |
1.87% |
$1 Million + |
2.06% |
2.04% |