Rates

Effective as of September 26th, 2017

Checking/Savings Accounts1

Type of AccountAPY*Interest Rate
Classic 50 Checking0.05%0.05%
VIP Direct Checking0.05%0.05%
Savings0.20%0.20%
Ultimate Interest CheckingAPY*Interest Rate
On balances under $1,0000.05%0.05%
On balances over $1,0000.15%0.15%
Business Interest CheckingAPY*Interest Rate
On balances over $1,0000.05%0.05%

Mortgage Rates

Term
30 YearAsk about our rates
20 YearAsk about our rates
15 YearAsk about our rates
10 YearAsk about our rates

Business Money Market Savings & Insured Money Market Savings3

TierAPY*Interest Rate
$2,500 - $9,9990.20%0.20%
$10,000 - $49,9990.27%0.27%
$50,000+0.37%0.37%

IRA's - Traditional, Roth & HSA4

TierAPY*Interest Rate
5 Year IRA1.72%1.71%
4 Year IRA1.38%1.37%
18 Month IRA0.72%0.72%
1 Year IRA0.65%0.65%
IRA Variable41.00%1.00%
Coverdell Ed. Savings1.11%1.11%

Certificates of Deposit (CDs)5

TermAPY*Interest RateAPY*Interest Rate
Minimum balance $20,000Minimum balance $1,000
***14 Month CD Special***

LIMITED TIME OFFER

1.09%1.09%
***48 Month CD Special***

LIMITED TIME OFFER

2.07%2.06%
5 Year1.72%1.71%1.62%1.61%
4 Year2.07%2.06%1.30%1.29%
42 Month

Bump Up

1.23%1.23%1.23%1.23%
3 Year1.22%1.21%1.11%1.11%
30 Month1.08%1.08%1.01%1.01%
2 Year0.87%0.87%0.77%0.77%
18 Month0.72%0.72%0.62%0.62%
1 Year0.65%0.65%0.60%0.60%
182 Day0.51%0.51%0.45%0.45%
90 Day0.37%0.37%0.31%0.31%

College Fund

APY*Interest Rate
1.38%1.38%

STAR Money Market Savings

Rates Effective thru 1/31/2018

TierAPY*Interest Rate
$10,000 - $49,9990.37%0.37%
$50,000 - $99,9990.39%0.39%
$100,000+ 0.47%0.47%

Club Accounts

Type of AccountAPYInterest Rate
Christmas Club 0.48%0.48%
Vacation Club0.48%0.48%
  • All rates subject to change unless otherwise noted.
  • * Annual Percentage Yield
  • 1=Interest Checking and Business Interest Checking - $1,000 minimum balance
  • 3=Business Money Market Savings & Insured Money Market Savings - $2,500 minimum balance
  • 4=IRA Variable - rate subject to change at any time.
  • 5=Substantial penalty for early withdrawal. Subject to availability.
  • APY is based on the assumption the periodic interest payment is added back to your CD balance.