Phone: 1.800.828.2318

Private Student Loans

Getting Started

Get started.

1. Go to:

2. Complete the loan application

3. Send in supporting documents

4. Get quick approval

Easy to Apply and Quick Approval

To Apply Visit or Call (888) 966-8947

(Applications for fall semester accepted after June 1,2015)

Private Student Loans

Student Loan Q&A

Q: Am I eligible?

A: Borrower must meet the following requirements:

• US citizen or permanent resident

• Enrolled at least half-time in an eligible school

• Meet minimum credit requirements

Q: What is the importance of a Cosigner?

A: Applying with a creditworthy cosigner is not required, however, it increases your chance of approval, and may lead to a lower rate on the loan.

Q: What are some tips to keep in mind?

A: Remember to:

• Exhaust all federal loans

• Get started early

• Only request the amount you need for the current academic period

Use our private student loan to pay for ALL qualified education expenses including tuition, books, room/board, computers and even past due tuition bills!

Consolidate Your Loans

Refinance and Save on Monthly Student Loan Payments

Consolidating private student loan debt can lower your monthly payments, reduce your interest rate,and extend the payment period on your loans

Student Loan Q&A

Q: What is a private student loan consolidation?

A: A private student loan consolidation allows borrowers the ability to consolidate and refinance one or multiple loans into one loan at a potentially lower interest rate.

Q: Am I eligible?

A: Borrower must meet the following requirements:

• U.S. Citizen or Permanent Resident

• Graduated from eligible school

• Steady, reliable income

• Meet minimum credit requirements

Q: How much can I borrow?

A: Up to $125,000 in undergraduate private student loan debt and up to $175,000 in graduate private student loan debt.

Q: Can I consolidate my federal loans?

A: Federal student loans are eligible.

Q: What repayment options are available?

A: Graduated Repayment: 4 years of interest only payments followed by Level Repayment for the remaining 11 years. This is a preferred option for recent graduates starting at lower salaries who need to manage their current cash flow.

Level Repayment: Requires the same equal payment over the term of the loan and can result in lower interest rate and consistent monthly payment.

Q: How do I apply?

A: Visit

Federal Student Loans

Federal Student Loans

Direct Loan funds will be disbursed directly to your school from the federal government rather than through Community Savings Bank or another Federal Family Education Loan Program (FFELP) servicer or lender. Please contact your school's financial aid office if you have any questions.