Rates

Effective as of July 22nd, 2014

Checking/Savings Accounts1

Type of AccountAPY*Interest Rate
Classic 50 Checking0.05%0.05%
VIP Direct Checking0.05%0.05%
Savings0.25%0.25%
Ultimate Interest CheckingAPY*Interest Rate
On balances under $1,0000.05%0.05%
On balances over $1,0000.15%0.15%
Business Interest CheckingAPY*Interest Rate
On balances over $1,0000.05%0.05%

Mortgage Rates

Term
30 YearFind your mortgage rate
20 YearFind your mortgage rate
15 YearFind your mortgage rate
10 YearFind your mortgage rate

Business Money Market Savings & Insured Money Market Savings3

TierAPY*Interest Rate
$2,500 - $9,9990.10%0.10%
$10,000 - $49,9990.20%0.20%
$50,000+0.30%0.30%

IRA's - Traditional, Roth & HSA4

TierAPY*Interest Rate
5 Year IRA1.48%1.47%
4 Year IRA1.11%1.11%
18 Month IRA0.50%0.50%
1 Year IRA0.40%0.40%
IRA Variable40.59%0.59%
Coverdell Ed. Savings1.11%1.11%

Certificates of Deposit (CDs)5

TermAPY*Interest RateAPY*Interest Rate
Minimum balance $20,000Minimum balance $1,000
5 Year1.48%1.47%1.38%1.37%
4 Year1.11%1.11%1.11%1.11%
42 Month

Bump Up

0.98%0.98%0.98%0.98%
3 Year0.92%0.92%0.81%0.81%
30 Month0.87%0.87%0.72%0.72%
2 Year0.60%0.60%0.60%0.60%
18 Month0.50%0.50%0.50%0.50%
1 Year0.40%0.40%0.40%0.40%
182 Day0.23%0.23%0.23%0.23%
90 Day0.15%0.15%0.15%0.15%

College Fund

APY*Interest Rate
1.11%1.11%

STAR Money Market Savings

Rates effective 03/31/2014 - 8/31/2014

TierAPY*Interest Rate
$10,000 - $49,9990.30%0.30%
$50,000 - $99,9990.32%0.32%
$100,000+ 0.45%0.45%

Club Accounts

Type of AccountAPYInterest Rate
Christmas Club 0.68%0.68%
Vacation Club0.53%0.53%
  • All rates subject to change unless otherwise noted.
  • * Annual Percentage Yield
  • 1=Interest Checking and Business Interest Checking - $1,000 minimum balance
  • 3=Business Money Market Savings & Insured Money Market Savings - $2,500 minimum balance
  • 4=IRA Variable - rate subject to change at any time.
  • 5=Substantial penalty for early withdrawal. Subject to availability.
  • APY is based on the assumption the periodic interest payment is added back to your CD balance.