Rates

Effective as of May 22nd, 2013

Checking/Savings Accounts1

Type of AccountAPY*Interest Rate
Interest Checking0.10%0.10%
Business Interest Checking0.10%0.10%
Savings0.25%0.25%

Mortgage Rates

Term
30 YearFind your mortgage rate
20 YearFind your mortgage rate
15 YearFind your mortgage rate
10 YearFind your mortgage rate

Business Money Market Savings & Insured Money Market Savings3

TierAPY*Interest Rate
$2,500 - $9,9990.10%0.10%
$10,000 - $49,9990.20%0.20%
$50,000+0.30%0.30%

IRA's - Traditional, Roth & HSA4

TierAPY*Interest Rate
5 Year IRA1.66%1.65%
4 Year IRA1.20%1.20%
18 Month IRA0.56%0.56%
1 Year IRA0.47%0.47%
IRA Variable40.65%0.65%
Coverdell Ed. Savings1.21%1.20%

Certificates of Deposit (CDs)5

TermAPY*Interest RateAPY*Interest Rate
Minimum balance $20,000Minimum balance $1,000
5 Year1.66%1.65%1.51%1.50%
4 Year1.20%1.20%1.20%1.20%
42 Month1.10%1.10%1.10%1.10%
3 Year1.03%1.03%.93%.93%
30 Month1.01%1.01%.85%.85%
2 Year0.65%0.65%0.65%0.65%
18 Month0.56%0.56%0.56%0.56%
1 Year0.47%0.47%0.47%0.47%
182 Day.30%.30%.30%.30%
90 Day.15%.15%.15%.15%

College Fund

APY*Interest Rate
1.21%1.20%

STAR Money Market Savings

Rates effective 03/01/2013 - 07/31/2013

TierAPY*Interest Rate
$10,000 - $49,9990.30%0.30%
$50,000 - $99,9990.37%0.37%
$100,000+ 0.55%0.55%

Club Accounts

Type of AccountAPYInterest Rate
Christmas Club 0.78%0.78%
Vacation Club0.68%0.68%
  • All rates subject to change unless otherwise noted.
  • * Annual Percentage Yield
  • 1=Interest Checking and Business Interest Checking - $1,000 minimum balance
  • 2=Free Checking Plus - $500 minimum balance
  • 3=Business Money Market Savings & Insured Money Market Savings - $2,500 minimum balance
  • 4=IRA Variable - rate subject to change at any time.
  • 5=Substantial penalty for early withdrawal. Subject to availability.
  • APY is based on the assumption the periodic interest payment is added back to your CD balance.