Privacy Policy
FACTS
WHAT DOES COMMUNITY SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial Companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The type of personal information we collect and share depends on the product or service you have with us. This information can include:
- Social Security Number
- Account Balance(s) and Payment History
- Credit History
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community Savings Bank chooses to share; and whether you can limit this sharing.
| REASONS WE CAN SHARE YOUR PERSONAL INFORMATION. | DOES COMMUNITY SAVINGS BANK SHARE? | CAN YOU LIMIT THE SHARING? |
|---|---|---|
| For our everyday business purpose; such as to process your transactions, maintain your account(s) respond to court orders and legal investigations or report to credit bureaus. | YES | NO |
| For our marketing purpose; to offer our products and services to you. | NO | WE DON’T SHARE INFORMATION |
| For joint marketing with other companies. | NO | WE DON’T SHARE INFORMATION |
| For our affiliates everyday business purpose; Information about your transactions and experiences. | NO | WE DON’T SHARE INFORMATION |
| For our affiliates everyday business purpose; Information about your transactions and experiences. | NO | WE DON’T SHARE INFORMATION |
| For our affiliates everyday business purpose; information about your credit worthiness. | NO | WE DON’T SHARE INFORMATION |
| For our affiliates to market to you. | NO | WE DON’T SHARE INFORMATION |
| For non affiliates to market to you. | NO | WE DON’T SHARE INFORMATION |
QUESTIONS?
CALL 563-928-6425 OR VISIT US AT www.csbiowa.com
WHO ARE WE?
Community Savings Bank, 101 E. Union St., P. O. Box 77, Edgewood, Iowa 52042
WHAT DO WE DO?
How does Community Savings Bank?
To protect your personal information from unauthorized access and use, we use security measures that comply with Federal Law. These measures include computer safeguards, secured files and buildings.
How does Community Savings Bank collect my personal information?
We collect your personal information, for example when:
- Open an account.
- Apply for a loan.
- Use your debit card.
- We also collect information from other companies.
Why can't I limit the sharing?
Federal Law gives you the right to limit only:
- Sharing for affiliates' everyday business purpose; information about credit worthiness.
- Affiliates from using your information to market to you.
- Sharing for non affiliates to market to you.
- State Law and individual companies may give you additional rights to limit sharing.
DEFINITIONS:
Affiliates Companies related by common ownership or control. They can be financial or non financial companies.
- Community Savings Bank has no affiliates.
Non Affiliates Companies not related by common ownership or control.
They can be financial or non financial companies.
- This is Non Applicable. We do not share information.
Joint Marketing is a formal agreement between non affiliated companies that together market financial products or services to you.
- We have no such agreements at this time.
