Business Manager

Business Manager


Accounts Receivable Financing

Accelerate cash flow by turning receivables into working capital.

Need working capital that supports the needs of your business? Our industry exclusive BusinessManagerâ„¢ solution is the quick and simple way to get cash right when you need it with invoices serving as collateral. Accounts Receivable Financing provides your business with flexible and immediate cash that will give you the opportunity to grow, meet operational overhead, take advantage of vendor discounts, hire additional staff, and fund payroll. Our BusinessManager solution can be customized to provide success for your industry, and your customers aren't notified regarding the invoices.


  • Unlocks working capital and enhances cash flow
  • Provides quick access to cash when you need it
  • No longer need to wait 30, 60, or 90 days for payment from customers
  • More flexibility than traditional financing
  • Ability to purchase new equipment or upgrade technology and Improve the customer or patient experience
  • Seize upon new growth opportunities
  • Take advantage of potential supplier discounts for:
  • Upfront or cash
  • Prompt payment
  • Volume

Over 30,000 businesses have made BusinessManager the #1 small business lending alternative in the nation. Visit to see how it works and to view video testimonials from business owners, like you.

How it Works

How Accounts Receivable Financing Works

One of the most challenging aspects of running a growing business is waiting for invoices to be paid. Accounts Receivable Financing allows you to accelerate cash flow by financing your invoices.

Accounts Receivable Financing provides you the cash flow and working capital you need to meet the demands of operating your business successfully.

1. Community Savings Bank purchases your Accounts Receivable at a discount, both initially and on an ongoing basis, as new receivables are generated.

2. Funds are deposited into your account, giving you the positive cash flow you need.

3. Using BusinessManager's electronic commerce feature, you then exchange receivables information quickly and easily with your bank through a secure internet site.

4. You also gain access to detailed management reports with important information on aged receivables, customer balances, credit applications, and more.

BusinessManager is an ideal solution for fast growing businesses. Our experienced staff has the knowledge and expertise to help you target the right customers for success. The Accounts Receivable Financing program has provided success to a variety of businesses and companies for more than 30 years. The program is a great fit for fast-growing industries:

  • Healthcare
  • Manufacturing
  • Staffing and Employment Agencies
  • Transportation and Trucking
  • Energy
  • Wholesale and Distribution